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The University of Tennessee-Chattanooga

Chattanooga, TN·Public·10,074 students
Last updated: March 22, 2026

A good fit for students who want accessible admissions and families looking for lower cost. no major red flags in the data. a public school with 10,074 students.

81%
Accept
10,074
Students
$14,265
Net Price
50%
Grad Rate
$42,600
Earnings
10 yr
$19,500
Debt

About This School

The University of Tennessee-Chattanooga is a public institution located in Chattanooga, Tennessee with approximately 10,074 undergraduate students enrolled. The University of Tennessee-Chattanooga has an open or accessible admissions process, with an acceptance rate of 81%. The average net price after financial aid is $14,265 per year. The graduation rate is 50%, and the typical graduate earns $42,600 within 10 years of enrollment.

The University of Tennessee at Chattanooga is a public university in Chattanooga, Tennessee, United States. It was founded in 1886 and is part of the University of Tennessee System.

The numbers tell a mixed story here: at just $12,817/year average net price and only $12,000 in median debt at graduation, UTC is genuinely affordable, and the Chattanooga location offers real access to a growing mid-sized city with solid job prospects. However, the 53% graduation rate is a real concern — more than 1 in 4 students who stay past freshman year still don't finish — so this is a school where students need a clear plan and a willingness to be proactive about support resources. Worth considering if cost is a priority and you're a self-directed student; less ideal if you need a highly structured environment to stay on track.

Setting
Midsize city
Avg Faculty Salary
$10,181

Popular Programs

Business & Marketing21%
Psychology11%
Education7%
Engineering6%
Communications5%
Visual & Performing Arts5%
Health Professions4%
Biological Sciences4%

Percentage of degrees awarded. Source: College Scorecard.

Admissions

Test Policy: Required

SAT Scores

Average Composite1147
Reading 75th %ile620
Math 75th %ile590

ACT Scores

Midpoint Composite23

Cost & Financial Aid

In-State Tuition
$10,448
Out-of-State Tuition
$18,512
Avg Net Price
$14,265
after aid

Net Price by Family Income

Under $30k$9,876
$30–48k$10,919
$48–75k$13,594
$75–110k$17,374
$110k+$19,137

Average annual cost after grants/scholarships, by household income. Source: U.S. Department of Education College Scorecard.

Financial Aid

Students receiving Pell Grants33%
Median debt at graduation$19,500

Full Cost

After Graduation

Graduation Rate
50%
within 6 years
Retention Rate
73%
freshmen returning
Earnings (10 yr)
$42,600
after enrollment
Median Debt
$19,500
at graduation

Earnings 6 Years After Enrollment, by Gender

Male graduates$37,000
Female graduates$31,300

Gap: 15% less for female graduates. National avg ~16%.

Will This School Pay Off?

Median Debt
$19,500
at graduation
Earnings (6 yr)
$33,900
after enrollment
Earnings (10 yr)
$42,600
after enrollment
Earnings-to-Debt Ratio: 2.2x

Solid return. Earnings outpace debt, though major choice matters.

Earnings data from the U.S. Department of Education College Scorecard. These are means across all graduates, not specific to any major.

Student Body

White74%
Black10%
Hispanic/Latino7%
Asian3%
Two or more races5%
International1%

Source: U.S. Department of Education College Scorecard (10,074 undergraduates).

Contact & Location

Address

The University of Tennessee-Chattanooga

615 McCallie Ave

Chattanooga, TN 37403-2598

View on Google Maps →

Other Schools in Tennessee

Browse all Tennessee schools →

Sources & Methodology

Data

Primary data source: U.S. Department of Education College Scorecard. Accessed via automated sync. Latest values may come from different reporting years depending on the metric.

Contextual Enrichment

School overview from Wikipedia. Used for context only, not as a primary data source for admissions, cost, or outcomes claims.

Important Caveats
  • Earnings figures are institution-level averages, not major-specific.
  • Some metrics are based on Title IV financial aid recipients only.
  • Some values may be privacy-suppressed or rolled up by the Department of Education.
  • Contact the school directly for current admissions requirements and costs.
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